Updated July 2026 ★★★★★ 9.8 / 10

How to Play Baccarat: Beginner's Guide for Australian Players

Learn how to play baccarat with this beginner-friendly guide for Australian players. Discover the basic rules, card values, betting options, and simple tips to help you start playing with confidence.

How to Play Baccarat: Beginner's Guide for Australian Players
Steve Thompson

G’day, mate! Did you know James Bond, the fictional secret agent created by Ian Fleming, played Baccarat in the 1981 movie “For Your Eyes Only”? Also, baccarat coincidentally has a perfume in the same name, a best-selling fragrance in Europe and the United States. Now, to ease your curiosity, what is baccarat? Baccarat is a […]

G’day, mate! Did you know James Bond, the fictional secret agent created by Ian Fleming, played Baccarat in the 1981 movie “For Your Eyes Only”? Also, baccarat coincidentally has a perfume in the same name, a best-selling fragrance in Europe and the United States. Now, to ease your curiosity, what is baccarat? Baccarat is a game reputed for its fast-paced action and simplicity. Is it popular? Yes! When it comes to online engagement, baccarat has absolutely taken off to surprising numbers.

If you’re wondering how to play baccarat and win, look no further! The finest baccarat experts in Australia have curated this blog as a beginner’s guide for players.

What is Baccarat?

Baccarat is one of the most popular games played in Australian casinos and is currently growing in popularity on online casino platforms. Baccarat is a card game with two opposing sides: the banker and the player, with three possible outcomes: player wins, banker wins, or a tie. As a player, your objective is to guess which hand’s total value will be closer to nine before the cards are dealt. Its history is interesting. It is possible that baccarat originated from an ancient Roman ritual that involved a vestal virgin determining her fate by casting a nine-sided die.

Steve Thompson Pokies Reviewer
My Thoughts on Baccarat

When I first started playing baccarat, I expected it to be one of the most difficult casino games because of its reputation. After just a few rounds, I realised the opposite was true. Baccarat is a simple card game where you only choose whether to bet on the Player, Banker, or a Tie, while the dealer handles all the card dealing and game rules automatically. My advice to new Australian players is to ignore the side bets at first and focus on understanding how the Player and Banker bets work. Once you’re comfortable with the basics, the game becomes easy to follow and far more enjoyable. I still recommend the Banker bet for beginners because it offers one of the lowest house edges in the casino, making it a sensible starting point while you learn the game.

How To Play Baccarat?

How To Play Baccarat

There will be a maximum of fourteen players in a game of baccarat. Each player must bet on three possible outcomes to play baccarat. The three outcomes are: a Player bet, a Banker bet, or a Tie bet. Get the outcome right, and you shall win like Bond and feel like one!

1. Choose Your Bet

The first step is to set your cash on the table. The dealer will give you the casino chips. Now, you have to make a bet by placing your casino chips on the Player, Banker, or Tie. Once all players have made their bet, the dealer deals two cards to each hand. The dealer will reveal the cards, and there will be a value total for the two cards in each hand. Whoever bets on the hand closest to the number nine shall win the game.

2. Cards Are Dealt

Let’s assume you made a Player Bet. You’ll win if the player’s hand is greater than the banker’s hand. A Banker Bet is exactly the opposite of a Player Bet. You win if the banker’s hand is greater than the player’s hand. If both hands come to a Tie, you’ll get your bet back. If you want, you can also bet that the Player’s Hand and Banker’s Hand will be a tie. If you plan to bet on the Banker Hand, a commission needs to be paid to the casino, as it's more probable to win. Each casino will have further rules about each hand. To learn more about them, you can ask the dealer for a cheat sheet of the rules to clear any doubts.

3. w Card Values Work

Different cards have different values. Tens, Jacks, Queens, and Kings are counted as zero. An Ace is counted as one, with the rest of the cards counted as per their face value. When the dealer calculates the card value, only the right-hand digit of the total figure determines the hand’s value. To understand this better, let's look at an example.

If two cards of values 7 and 8 are drawn, add them. You’ll get 15.

7 + 8 = 15

The first digit “1” is dropped from 15, and the remaining second digit “5” becomes the value.

4. Third Card Rules

To make the game more interesting, there are third card rules. For example, the Player can draw a third card if the total value of the first two cards is 0, 1, 2, 3, 4, or 5. The Player stands if the total value is 6 or 7. In case of a natural value, which is 8 or 9, neither hand draws a third card. Casinos automatically apply these rules when you play. Search “how to play baccarat” on YouTube and try out some free online baccarat games to get the gist of the game.


Should You Bet on Player or Banker

James Bond Played Baccarat in a movie

As a beginner in baccarat who dreams of becoming as good as James Bond, you might be wondering how to play baccarat, alongside “the player or banker confusion” clouding your mind. Now, if you bet on the Banker Hand, there is a higher chance of winning. Because of this, you’ll have to pay a certain commission to the casino. For beginners, betting on this hand is a wise strategy. Betting on the Player is a bit riskier than betting on the Banker due to the odds involved.

However, the Player has a better shot at winning more than a tie. If you bet on a tie, which is a rare outcome, you’ll receive a higher payout when you win.

Baccarat Bet Player Banker Tie
Winning Chance 44.6% 45.9% 9.5%
Winning Wager Payments 1:1 1:1 with commission 8:1
Best Choice for Beginners Balanced Option High Winning Option Risky Option

How to Play Baccarat Side Bets

Side bets are Bonus Bets that offer greater payouts than the up to 8:1 payout available for any regular bet. So, how to play baccarat side bets? Side bets are placed on outcomes beyond whether the player or the banker will win the next round, or if it’s a tie. They are completely based on chance. To be honest, side bets rely almost entirely on chance. Also, baccarat side bets depend on the casino that you choose. Let’s dive into some of the most common side bets.

Player Pair and Banker Pair side bets are placed on whether the first two cards dealt to the player or the banker will form a pair. Two Kings is an example of a Pair. The payouts for these bets are quite high, often around 11:1.

Perfect Pair requires the first two cards dealt to either the Player or the Banker to be a pair of the same suit, like two of hearts. Dragon Bonus is based on the point variation between the Player and the Banker’s hand. It can provide exciting payouts. You must know that higher payouts usually come with a higher house edge. The payout depends on the casino.

How to Play Baccarat and Win: Tips and Tricks

Baccarat Tips & Tricks

Baccarat is indeed a game of chance. Still, you can strategize to improve your winning chances and minimize the house edge, an advantage the casino has over you. Here are some tips on how to play baccarat and win to up your game.

Tip 01
Stick to Banker More Often

Bet on the Banker to have a slightly higher chance of winning.

Tip 02
Manage Your Bankroll

Before playing at casinos, plan your budget and stick to it. This will help you keep financial discipline and avoid overspending.

Tip 03
Avoid Chasing Losses

Chasing losses often leads to financial pitfalls. So, resist temptations to increase bets to recover losses.

Tip 04
Know When to Stop

Take breaks so you can have more clarity and avoid impulsive betting decisions. Most importantly, know when to stop.

How to Play Baccarat and Win for Beginners

01
Bet on the Banker Hand

Bet on the Banker Hand as it’s the most favourable and more likely to win. Also, avoid Tie Bets because you will rarely win. Focus on more predictable outcomes.

02
The Martingale Strategy

The Martingale Strategy is a straightforward betting system that works well when you have a substantial bankroll and financial discipline. The idea is to double your bet after every loss to win, which will recover all your losses and yield a profit. It’s important to learn the risks of this strategy before you implement it in the game.

03
The Paroli Strategy

The Paroli Strategy is less risky than the Martingale. Here, instead of doubling your bet after each loss, you double your bet after each win.

04
Be Aware of Common Mistakes

Even if you are prepared with a confident strategy, it’s possible to make mistakes. It’s better to be aware of such mistakes to avoid losses and improve your overall performance.

05
Keep Your Strategy Simple

Try not to overcomplicate strategies. This might lead to more confusion and poor decisions. Plus, do not forget about the commission structure.

How to Play Baccarat at Home

Before you set out to win in the competitive world of baccarat, start small and learn how to play baccarat at home. Get your hands on a few decks of cards. Baccarat is played with four to eight decks of cards, with each deck having 52 cards excluding jokers. Invite your cousins or friends for a game of baccarat. Get a book and pen to keep track of scores. Also, there are online score sheets and apps for recording your baccarat action to help you identify streaks or trends. Now, choose one person to become the dealer and begin!

Where to Watch Baccarat Tutorials?

There is a perfect source rich in videos that can help you learn how to play baccarat: YouTube. As a beginner, you will benefit from watching baccarat tutorials before wagering real money. Whether you’re attracted to the game by its James Bond references, its mathematics, or simply its elegance, baccarat is one of the easiest casino games to learn. Plus, it’s a perfect game for you because of its lack of complexity.

Conclusion: Baccarat Guide For Australian Players

It definitely takes time to learn and become effective at baccarat. Once you have tried a few strategies, you’ll know what’s best for you. Also, it’s important to set limits and stick to them so you don’t spend excessively. Gamble responsibly by setting bankroll limits, and do not chase losses. Also note that in Australia, the legal age to game is 18+. If you’re below the legal age, do refrain from gambling.

FAQs: How to Play Baccarat in Australia

How do you play baccarat?

To play baccarat, you need four to eight decks of cards, excluding jokers. There must be two opposing sides, the player and banker, with three possible outcomes: player wins, banker wins, or a tie.

Is baccarat a skill or luck?

Baccarat is a game of chance with fixed probabilities, plus you do need skills in better bankroll management.

Is baccarat basically 50/50?

No, 50/50 odds in baccarat don’t exist, as the banker’s better odds break the balance.

Is it possible to predict baccarat?

No, it’s not possible to predict baccarat because baccarat patterns do not predict the outcomes of future play, as each hand is statistically independent.

Is baccarat like blackjack?

Baccarat is not like blackjack, as it offers a more passive experience.

18+
📞 Gambling Help Online: 1800 858 858
🚫 Self-Exclusion: BetStop.com.au
⏱ Set Deposit & Time Limits